Cumberland is located in Allegany county Maryland with a geographic area of 10.1 square miles. The total population in Cumberland is 19,495 with 48.8% male and 51.2% female. Children under age 5 represent 5.1% of the population, under age 18 equal 20.8% of the population and over age 65 is 22.4% of the population. The median household income is $40,888, per capita income is $25,956. There are a total of 8,279 housing units with 55.8% owner occupied. Education includes 35.2% of residents that are high school graduates and 22.1% with a bachelor's degree or higher. The average temperature in Cumberland in the summer is 73 degrees, and in the winter 37 degrees.