Troy is located in Albany county New york with a geographic area of 10.4 square miles. The total population in Troy is 49,253 with 48.9% male and 51.1% female. Children under age 5 represent 5.2% of the population, under age 18 equal 19.3% of the population and over age 65 is 11.7% of the population. The median household income is $48,834, per capita income is $27,529. There are a total of 20,228 housing units with 33.8% owner occupied. Education includes 22.9% of residents that are high school graduates and 31.5% with a bachelor's degree or higher. The average temperature in Troy in the summer is 71 degrees, and in the winter 27 degrees.