Carmel is located in Putnam county New york with a geographic area of 9.2 square miles. The total population in Carmel is 6,841 with 42.6% male and 57.4% female. Children under age 5 represent 3.6% of the population, under age 18 equal 16.3% of the population and over age 65 is 27.1% of the population. The median household income is $92,623, per capita income is $48,508. There are a total of 2,864 housing units with 71.7% owner occupied. Education includes 26.6% of residents that are high school graduates and 41.7% with a bachelor's degree or higher. The average temperature in Carmel in the summer is 70 degrees, and in the winter 27 degrees.