Monterey is located in Monterey county California with a geographic area of 8.6 square miles. The total population in Monterey is 28,575 with 48.7% male and 51.3% female. Children under age 5 represent 5.1% of the population, under age 18 equal 15.6% of the population and over age 65 is 19.0% of the population. The median household income is $80,908, per capita income is $50,603. There are a total of 12,373 housing units with 34.3% owner occupied. Education includes 7.0% of residents that are high school graduates and 59.7% with a bachelor's degree or higher. The average temperature in Monterey in the summer is 60 degrees, and in the winter 43 degrees.