Otsego is located in Otsego county New york with a geographic area of square miles. The total population in Otsego is 3,717 with 45.2% male and 54.8% female. Children under age 5 represent 3.8% of the population, under age 18 equal 13.2% of the population and over age 65 is 28.6% of the population. The median household income is $75,357, per capita income is $50,545. There are a total of 1,662 housing units with 66.8% owner occupied. Education includes 11.4% of residents that are high school graduates and 62.8% with a bachelor's degree or higher. The average temperature in Otsego in the summer is 70 degrees, and in the winter 27 degrees.