Troy is located in Montgomery county North carolina with a geographic area of 3.7 square miles. The total population in Troy is 3,293 with 52.4% male and 47.6% female. Children under age 5 represent 5.4% of the population, under age 18 equal 11.9% of the population and over age 65 is 18.9% of the population. The median household income is $32,102, per capita income is $18,733. There are a total of 1,123 housing units with 48.4% owner occupied. Education includes 32.9% of residents that are high school graduates and 17.5% with a bachelor's degree or higher. The average temperature in Troy in the summer is 75 degrees, and in the winter 38 degrees.