Waterford is located in Saratoga county New york with a geographic area of 0.3 square miles. The total population in Waterford is 2,141 with 48.9% male and 51.1% female. Children under age 5 represent 5.5% of the population, under age 18 equal 14.5% of the population and over age 65 is 21.1% of the population. The median household income is $57,969, per capita income is $32,730. There are a total of 1,032 housing units with 46.2% owner occupied. Education includes 26.2% of residents that are high school graduates and 30.6% with a bachelor's degree or higher. The average temperature in Waterford in the summer is 70 degrees, and in the winter 27 degrees.